The Nigeria Police Force (NPF) has commenced the nationwide enforcement of mandatory Third-Party Vehicle Insurance starting today, February 1, 2025.
This move, directed by Inspector-General of Police (IGP) Kayode Egbetokun, aims to enhance road safety and ensure vehicle owners comply with insurance regulations to protect themselves and others on the road.
In an official statement released on January 31, 2025, Force Public Relations Officer, ACP Olumuyiwa Adejobi, emphasized the importance of compliance.
> “In line with the directive of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun, the Nigeria Police Force reiterates the enforcement of the Mandatory Third-Party Insurance, which commences today, February 1, 2025,” the statement read.
The NPF warned that failure to obtain valid third-party insurance will attract fines and penalties as stipulated by law.
Strict Enforcement Across All States
To ensure full compliance, state commissioners of police have been instructed to conduct thorough checks on vehicle insurance documents. Officers are authorized to issue penalties for non-compliance.
> “Effective February 1, all vehicle owners nationwide must possess valid Third-Party Insurance. Those without it should get insured immediately to avoid embarrassment or legal consequences,” Adejobi added.
The Nigeria Police Force reaffirmed its commitment to road safety and law enforcement, urging the public to comply with this regulation for the benefit of all road users.
Why Third-Party Insurance Matters
Third-party insurance is a legal requirement under Nigerian law. It covers injuries, damages, or losses caused to others in the event of an accident.
Vehicle owners without valid insurance risk penalties, vehicle impoundment, or legal action.
Stay informed, stay insured, and stay compliant!
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